Graham Roy CIM®
Graham is a Principal and Financial Advisor with Affinity Financial Group. Graham specializes in creating solutions for his clients by incorporating numerous strategies to achieve their goals. Every client is different, so each one requires a different approach. Whether it is planning to buy a first home, saving for a child’s education or ensuring you can enjoy retirement the way you wish you need a plan. He can provide clarity to your questions and help you along the way.
Graham joined Affinity Financial Group in May, 2010. He currently oversees the day to day operations for the business while continuing to manage his clients. Previously he worked for BNY Mellon as a manager, specializing in Employee Stock award programs and shareholder relations. His background of office management and US equities exposure helps him to bring different views and opinions to Affinity Financial Group and have helped build the foundation of values we strive to achieve each day.
He is a member of the Nova Scotia District Council for IIROC (Investment Industry Regulatory of Canada). He is also an avid sailor and volunteers his time within this community as well. In addition he enjoys hockey, skiing, golf, salmon fishing and anything else on the water!
Graham and his wife, Janet, are proud parents to their two sons, Brayden and William.
You can call Graham at (902)377-8002
Thomas Cook B.Sc, CFP
Certified Financial Planner
Thomas specializes in working with business owners, families, as well as individuals in designing investment portfolio strategies* and wealth management plans. He, along with the team at Affinity Financial Group offer integrated planning solutions that accomplish goals across all aspects of a wealth management strategy.
Thomas began his career as an advisor in 2008 with a large Canadian financial planning firm. He feels the investing and wealth management landscape is ever changing and it is important to create personalized solutions that meet the needs of each individual client. Furthermore, it is essential to continuously to review these strategies in order to better meet a client’s objectives and build a relationship based on trust and accountability.
Thomas has accomplished the internationally recognized Certified Financial Planner (CFP) designation and is in good standing with the Financial Planning Standards Council (FPSC).
You can call Thomas at (902)377-8003
Ed Lapointe, Tax & Estate Planning Consultant for Affinity Financial Group, specializes in advising and implementing tax based strategies for high net worth individuals, business owners and their families, as part of their overall estate planning process.
Ed graduated from St Mary’s University (B Comm.) in 1975 and received his CA in 1977 with Doane Raymond in Halifax. He then spent seventeen years in public practice as a partner in a local firm. His main area of practice was taxation and related planning. In addition to advising clients and other practitioners, he has conducted taxation lectures and instructed courses for the Nova Scotia Institute of Chartered Accountants.
Ed’s involvement with other estate planning professionals led him to the financial planning business on a full time basis in 1994. Since then, his focus has been addressing business, taxation and control issues in the estate planning process. He also is involved with various aspects of the retirement planning process.
He works with clients to ensure they are properly positioned to maximize their accumulation of assets for retirement and then access those assets as efficiently as possible once they are no longer working. The process can involve planning for taxation, structures, ownership and insurance concepts.
Ed has continued to have a taxation perspective working with business clients. He has authored and instructed PD courses for the NS Institute of CA’s on Estate Planning Strategies and using Exempt Life Contracts. He has also presented on Retirement Compensation Arrangements for the Atlantic Chapter of the Canadian Tax Foundation. Ed is a past member of the Canadian Tax Foundation, Dartmouth Chamber of Commerce, Halifax Estate Planning Council, ICANS Professional Development Committee and Board Member for the Halifax Chapter of the Canadian Association of Financial Planners.
You can call Ed at (902)456-3733
Ben Rivard CPA, CA, CIM®
Ben graduated with Distinction from the University of Saskatchewan (B Comm.) in 1997 and received his Chartered Accountant designation in 2000. He spent 6 years in public practice with the final two years spent working for PWC in the Cayman Islands.After leaving public practice, Ben began working for UBS AG, an international Swiss Bank, providing accounting, compliance and investor relations services to hedge fund and private equity firms. In 2007 Ben was a member of the senior management team that opened the Butterfield Fund Services Office in Halifax where he eventually became Managing Director and oversaw a team of 100 professionals. Ben began working in the financial planning business full time in 2015 and joined Affinity Financial Group in the Summer of 2016.
Ben’s practice focuses on business owners where he applies the same principles he acquired while providing a comprehensive service to Money Managers. He knows that a tremendous amount of value can be provided to business owners who work with an experienced professional who provides a comprehensive and customized approach that integrates tax, insurance, investments and accounting while having their long-term best interest at heart.Ben serves a small group of clients and generally only takes on new clients on a referral basis.
Ben is in good standing with the Institute of Chartered Accountants of Nova Scotia (ICANS)and the Financial Planning Standards Council (FPSC).
Ben and his wife Kerry Maher, a local golf instructor and owner of Freshii Scotia Square,are the proud parents of three boys, Xavier, Jonah and Hugo.
You can call Ben at (902)293-1550
Owner, GP McIver Insurance
Geoff is a graduate of Saint Francis Xavier University where he earned a Business Administration Degree (1983). He is a former varsity captain of their men’s basketball team (1981-1984).
Geoff was the Director of Sales for two major insurance companies (Blue Cross and Maritime Medical Care Inc.) until September 2002. He has over twenty years experience as a specialist in group insurance.
Geoff is an associate with Affinity Financial Group, sharing market expertise in assisting our mutual clients with their benefit needs.
GP McIver Insurance gives you the opportunity to work one on one with a health insurance agent to ensure you and your families insurance needs are met.
At GP McIver we specialize in life, health and group insurance, and we take the time with each client to determine the perfect plan for you and your loved ones! Now is the best time to plan for the future!
Geoff is married to wife Nancy. Proud parents of children Patrick, Kathleen and Colin.
You can call Geoff at (902)499-5266
Insurance Specialist, GP McIver Insurance
Patrick McIver is a graduate of Acadia University where he earned a Recreation Management degree with a minor in Business Administration (2010). He was a former varsity athlete on their men’s basketball team from 2007-2009. Patrick’s father, Geoff, has been involved in the insurance industry for over twenty years so it was a natural fit when Patrick joined his fathers business in February, 2010. GP McIver Insurance gives you the opportunity to work one on one with a health insurance agent to ensure you and your families insurance needs are met. At GP McIver we specialize in life, health and group insurance, and we take the time with each client to determine the perfect plan for you and your loved ones! Now is the best time to plan for the future!
You can call Pat at (902)220-3279
*Insurance based investment solutions are provided through Affinity Financial Group. All other investment solutions are through Affinity Securities / Worldsource Securities Inc.