Estate Maximization

Estate planning is typically a topic of discussion that includes a wide range of considerations. Much of the planning involves tax, corporate structures and legacy intentions.

Life insurance can be used as a very effective tool in combining the need for protection with a tax efficient plan to transition an individual’s wealth which could include real estate, securities, or equity in a private business. A complete plan requires a bird’s eye view of a person’s financial situation before a formal strategy can be put in place. We often work with other legal and tax professionals to ensure a strategy is put in place that not only includes tax efficiency, but fulfillment of a person’s wishes for future generations. Some potential strategies may include:

  • Estate Bond
  • Insured Retirement Strategy
  • Insured Annuity

*Insurance based investment solutions are provided through Affinity Financial Group. All other investment solutions are through Affinity Securities / Worldsource Securities Inc.